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Blog Posts


The Hidden Financial Risk Employees Don't See Coming
Many employees spend years preparing for retirement. They contribute to 401(k) plans, build emergency savings, and carefully plan future income. Yet one of the largest potential expenses in retirement often receives surprisingly little attention: long-term care. Unlike many financial risks, long-term care costs are difficult to predict.

Steve Forman
5 hours ago1 min read


Why Employers Are Rethinking Sponsored Long-Term Care Benefits
Employee benefits have always evolved alongside workforce needs. Retirement plans became commonplace as life expectancy increased. Wellness programs emerged as employers recognized the value of prevention. Financial wellness initiatives expanded as organizations looked beyond traditional compensation to support employees' long-term security. Long-term care is following a similar path.

Steve Forman
Sep 101 min read


The Next Frontier in Employee Benefits: Supplemental Private Long-Term Care Insurance in the WA Cares Era
Private Supplemental Long Term Care Insurance for WA Cares has arrived! Learn about this new voluntary benefit, it's place in the worksite and how it complements existing WA Cares Fund benefits.

Steve Forman
Jun 226 min read
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