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Blog Posts


The Hidden Financial Risk Employees Don't See Coming
Many employees spend years preparing for retirement. They contribute to 401(k) plans, build emergency savings, and carefully plan future income. Yet one of the largest potential expenses in retirement often receives surprisingly little attention: long-term care. Unlike many financial risks, long-term care costs are difficult to predict.

Steve Forman
4 hours ago1 min read


How Employees View WA Cares
From an employee perspective, WA Cares is a starting point—not a full plan. What I’m hearing more often:
“I’m glad I have something… but I don’t think it’s enough.”

Steve Forman
Aug 41 min read


Are Your Workers Also Caregivers? SPLTCI Shows You Care, Too.
Long-term care isn’t just a future issue. It’s already affecting your workforce. 1 in 5 employees is currently a caregiver. Caregiving = higher stress, absenteeism, productivity loss.

Steve Forman
Jul 131 min read


Why Employers Should Offer Supplemental WA Cares Benefits
WA Cares standardized the baseline. Now employers have a choice: Do nothing… or differentiate.

Steve Forman
Jul 61 min read


The Gap Between WA Cares and Real Costs - SPLTCI Can Help
The gap between WA Cares and real long term care costs can be significant. Learn more about supplementing with SPLTCI.

Steve Forman
Jun 301 min read
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