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The Gap Between WA Cares and Real Costs - SPLTCI Can Help

Writer: Steve Forman
Steve Forman
Jun 30
1 min read

Quick reality check on Washington long-term care costs:


  • In-home care can run $45 – $70 / hour

  • Assisted living can exceed $7,000 / month

  • Nursing care can top $160,000 / year


Now compare that to the WA Cares lifetime benefit of $36,500.


This is the gap you shouldn't ignore.


Consider SPLTCI to fill the gap between WA Cares benefits and real care costs.

And it’s exactly why Supplemental Private Long Term Care Insurance (SPLTCI) benefits are becoming one of the most relevant voluntary offerings in Washington right now.


The opportunity isn’t just education—it’s helping employees act on what they’re learning.


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