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Blog Posts


WA Cares Didn't End the Conversation About Long-Term Care—It Started It
For years, long-term care planning suffered from an awareness problem. Most people understood that aging could eventually require assistance, but few considered the financial implications until a parent, spouse, or close friend experienced the need firsthand. WA Cares has changed that dynamic.

Steve Forman
Sep 33 min read


SPLTCI Offers a Positioning Moment for Benefit Brokers
For brokers and consultants in WA this is a positioning moment. After the dust settled on WA Cares opt-outs approximately 85% of employees were still enrolled in the program. Get ahead of the conversation with your clients and position the opportunity.

Steve Forman
Aug 181 min read


Supplementing WA Cares with a Voluntary Benefit
If you’re evaluating voluntary benefits in Washington, supplementing WA cares benefits should be on your radar.

Steve Forman
Aug 111 min read


Energy is Building Around WA Cares Supplemental Coverage
We’re not seeing a revival of traditional LTC insurance. We’re seeing something new. A supplemental LTC market built specifically around WA Cares.

Steve Forman
Jul 201 min read


Why Employers Should Offer Supplemental WA Cares Benefits
WA Cares standardized the baseline. Now employers have a choice: Do nothing… or differentiate.

Steve Forman
Jul 61 min read


The Gap Between WA Cares and Real Costs - SPLTCI Can Help
The gap between WA Cares and real long term care costs can be significant. Learn more about supplementing with SPLTCI.

Steve Forman
Jun 301 min read


New Voluntary Benefit to Supplement WA Cares
Thanks to WA Cares people are paying attention to long term care. Now learn why interest is growing in Supplemental Private Long Term Care Insurance.

Steve Forman
Jun 251 min read


The Next Frontier in Employee Benefits: Supplemental Private Long-Term Care Insurance in the WA Cares Era
Private Supplemental Long Term Care Insurance for WA Cares has arrived! Learn about this new voluntary benefit, it's place in the worksite and how it complements existing WA Cares Fund benefits.

Steve Forman
Jun 226 min read
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