New Voluntary Benefit to Supplement WA Cares

WA Cares did something the LTC industry hasn’t been able to do for years:

It got people to pay attention to long-term care.

But, now that employees in Washington are paying into the system, they're asking a new question:

“Is $36,500 actually enough?”

In most real-world scenarios, it’s not.

2025 Annual Cost of Care Survey for Services in Washington State

That’s why we’re seeing growing interest in the WA Cares Supplement Voluntary Benefit space—coverage designed to work with WA Cares, not replace it.

If you’re an employer or advisor in WA, this is the moment to get ahead of the conversation—not react to it later.

I broke this down in more detail here: The Next Frontier in Employee Benefits - Supplemental Private Long Term Care Insurance in the WA Cares Era