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Blog Posts


How Benefits Advisors Can Lead on Supplemental Long Term Care Insurance Instead of React
Employers are looking for more than product recommendations. They want perspective. They want to understand how supplemental long-term care fits into their overall benefits strategy, whether employees are likely to value it, and how implementation might affect future enrollment decisions.

Steve Forman
Oct 222 min read


The New Voluntary Long Term Care Benefit Employees Already Understand
HR professionals know that employee participation depends heavily on communication and understanding. For the first time, employers have a workforce that is already familiar with the concept of long-term care.

Steve Forman
Oct 151 min read


Caregiving Is Already Affecting Your Workforce
Long-term care is often viewed as a retirement issue but across the country, millions of employees balance full-time jobs while caring for aging parents, spouses, or other loved ones.

Steve Forman
Sep 241 min read


WA Cares Didn't End the Conversation About Long-Term Care—It Started It
For years, long-term care planning suffered from an awareness problem. Most people understood that aging could eventually require assistance, but few considered the financial implications until a parent, spouse, or close friend experienced the need firsthand. WA Cares has changed that dynamic.

Steve Forman
Sep 33 min read


SPLTCI Offers a Positioning Moment for Benefit Brokers
For brokers and consultants in WA this is a positioning moment. After the dust settled on WA Cares opt-outs approximately 85% of employees were still enrolled in the program. Get ahead of the conversation with your clients and position the opportunity.

Steve Forman
Aug 181 min read


Supplementing WA Cares with a Voluntary Benefit
If you’re evaluating voluntary benefits in Washington, supplementing WA cares benefits should be on your radar.

Steve Forman
Aug 111 min read


How Employees View WA Cares
From an employee perspective, WA Cares is a starting point—not a full plan. What I’m hearing more often:
“I’m glad I have something… but I don’t think it’s enough.”

Steve Forman
Aug 41 min read


New Voluntary Benefit to Supplement WA Cares
Thanks to WA Cares people are paying attention to long term care. Now learn why interest is growing in Supplemental Private Long Term Care Insurance.

Steve Forman
Jun 251 min read


The Next Frontier in Employee Benefits: Supplemental Private Long-Term Care Insurance in the WA Cares Era
Private Supplemental Long Term Care Insurance for WA Cares has arrived! Learn about this new voluntary benefit, it's place in the worksite and how it complements existing WA Cares Fund benefits.

Steve Forman
Jun 226 min read
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