Blog Posts

Many employees spend years preparing for retirement. They contribute to 401(k) plans, build emergency savings, and carefully plan future income. Yet one of the largest potential expenses in retirement often receives surprisingly little attention: long-term care. Unlike many financial risks, long-term care costs are difficult to predict.

For years, long-term care planning suffered from an awareness problem. Most people understood that aging could eventually require assistance, but few considered the financial implications until a parent, spouse, or close friend experienced the need firsthand. WA Cares has changed that dynamic.

If you’re evaluating voluntary benefits in Washington, supplementing WA cares benefits should be on your radar.

We’re not seeing a revival of traditional LTC insurance. We’re seeing something new. A supplemental LTC market built specifically around WA Cares.

Long-term care isn’t just a future issue. It’s already affecting your workforce. 1 in 5 employees is currently a caregiver. Caregiving = higher stress, absenteeism, productivity loss.

The gap between WA Cares and real long term care costs can be significant. Learn more about supplementing with SPLTCI.

Thanks to WA Cares people are paying attention to long term care. Now learn why interest is growing in Supplemental Private Long Term Care Insurance.

Private Supplemental Long Term Care Insurance for WA Cares has arrived! Learn about this new voluntary benefit, it's place in the worksite and how it complements existing WA Cares Fund benefits.