Blog Posts

Employers are looking for more than product recommendations. They want perspective. They want to understand how supplemental long-term care fits into their overall benefits strategy, whether employees are likely to value it, and how implementation might affect future enrollment decisions.

HR professionals know that employee participation depends heavily on communication and understanding. For the first time, employers have a workforce that is already familiar with the concept of long-term care.

The emergence of WA Cares has created the conditions for a new generation of supplemental long-term care products that are designed with a very different purpose. Rather than replacing traditional long-term care insurance, these products complement the foundation that WA Cares already provides.

Long-term care is often viewed as a retirement issue but across the country, millions of employees balance full-time jobs while caring for aging parents, spouses, or other loved ones.

Many employees spend years preparing for retirement. They contribute to 401(k) plans, build emergency savings, and carefully plan future income. Yet one of the largest potential expenses in retirement often receives surprisingly little attention: long-term care. Unlike many financial risks, long-term care costs are difficult to predict.

For years, long-term care planning suffered from an awareness problem. Most people understood that aging could eventually require assistance, but few considered the financial implications until a parent, spouse, or close friend experienced the need firsthand. WA Cares has changed that dynamic.

If you’re evaluating voluntary benefits in Washington, supplementing WA cares benefits should be on your radar.

We’re not seeing a revival of traditional LTC insurance. We’re seeing something new. A supplemental LTC market built specifically around WA Cares.

Long-term care isn’t just a future issue. It’s already affecting your workforce. 1 in 5 employees is currently a caregiver. Caregiving = higher stress, absenteeism, productivity loss.

The gap between WA Cares and real long term care costs can be significant. Learn more about supplementing with SPLTCI.

Thanks to WA Cares people are paying attention to long term care. Now learn why interest is growing in Supplemental Private Long Term Care Insurance.

Private Supplemental Long Term Care Insurance for WA Cares has arrived! Learn about this new voluntary benefit, it's place in the worksite and how it complements existing WA Cares Fund benefits.