Blog Posts

Many employees spend years preparing for retirement. They contribute to 401(k) plans, build emergency savings, and carefully plan future income. Yet one of the largest potential expenses in retirement often receives surprisingly little attention: long-term care. Unlike many financial risks, long-term care costs are difficult to predict.

If you’re evaluating voluntary benefits in Washington, supplementing WA cares benefits should be on your radar.

From an employee perspective, WA Cares is a starting point—not a full plan. What I’m hearing more often: “I’m glad I have something… but I don’t think it’s enough.”

There’s a window right now in Washington. Employees are aware. They’re asking questions. They’re trying to understand their WA Cares benefit and how SPLTCI can help.

We’re not seeing a revival of traditional LTC insurance. We’re seeing something new. A supplemental LTC market built specifically around WA Cares.

The gap between WA Cares and real long term care costs can be significant. Learn more about supplementing with SPLTCI.