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Blog Posts


WA Cares Didn't End the Conversation About Long-Term Care—It Started It
For years, long-term care planning suffered from an awareness problem. Most people understood that aging could eventually require assistance, but few considered the financial implications until a parent, spouse, or close friend experienced the need firsthand. WA Cares has changed that dynamic.

Steve Forman
Sep 33 min read


Why WA Cares Is Creating an Entirely New Category of Employee Benefits
WA Cares did more than create America’s first publicly funded long-term care insurance program. It changed the marketplace for long-term care planning. It did so by creating something that never existed before—a broad foundation upon which a new generation of private supplemental long-term care products could be built.

Steve Forman
Aug 276 min read


Supplementing WA Cares with a Voluntary Benefit
If you’re evaluating voluntary benefits in Washington, supplementing WA cares benefits should be on your radar.

Steve Forman
Aug 111 min read


The Time for HR to Lead on SPLTCI is Now.
There’s a window right now in Washington. Employees are aware.
They’re asking questions. They’re trying to understand their WA Cares benefit and how SPLTCI can help.

Steve Forman
Jul 271 min read


Why Employers Should Offer Supplemental WA Cares Benefits
WA Cares standardized the baseline. Now employers have a choice: Do nothing… or differentiate.

Steve Forman
Jul 61 min read
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