Blog Posts

Employers are looking for more than product recommendations. They want perspective. They want to understand how supplemental long-term care fits into their overall benefits strategy, whether employees are likely to value it, and how implementation might affect future enrollment decisions.

HR professionals know that employee participation depends heavily on communication and understanding. For the first time, employers have a workforce that is already familiar with the concept of long-term care.

Five Questions Every HR Director Should Ask About WA Cares Supplemental Benefits Every emerging benefit creates questions. That's healthy. Before considering any new voluntary benefit, HR leaders should evaluate how it fits within their broader employee benefits philosophy and workforce needs. Here are five questions worth asking. 1. Does this solve a real employee need? Long-term care planning affects nearly every employee eventually—either personally or as a caregiver. The

The emergence of WA Cares has created the conditions for a new generation of supplemental long-term care products that are designed with a very different purpose. Rather than replacing traditional long-term care insurance, these products complement the foundation that WA Cares already provides.

WA Cares did more than create America’s first publicly funded long-term care insurance program. It changed the marketplace for long-term care planning. It did so by creating something that never existed before—a broad foundation upon which a new generation of private supplemental long-term care products could be built.

For brokers and consultants in WA this is a positioning moment. After the dust settled on WA Cares opt-outs approximately 85% of employees were still enrolled in the program. Get ahead of the conversation with your clients and position the opportunity.

If you’re evaluating voluntary benefits in Washington, supplementing WA cares benefits should be on your radar.

There’s a window right now in Washington. Employees are aware. They’re asking questions. They’re trying to understand their WA Cares benefit and how SPLTCI can help.