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Blog Posts


Why WA Cares Is Creating an Entirely New Category of Employee Benefits
WA Cares did more than create America’s first publicly funded long-term care insurance program. It changed the marketplace for long-term care planning. It did so by creating something that never existed before—a broad foundation upon which a new generation of private supplemental long-term care products could be built.

Steve Forman
Aug 276 min read


SPLTCI Offers a Positioning Moment for Benefit Brokers
For brokers and consultants in WA this is a positioning moment. After the dust settled on WA Cares opt-outs approximately 85% of employees were still enrolled in the program. Get ahead of the conversation with your clients and position the opportunity.

Steve Forman
Aug 181 min read


Supplementing WA Cares with a Voluntary Benefit
If you’re evaluating voluntary benefits in Washington, supplementing WA cares benefits should be on your radar.

Steve Forman
Aug 111 min read


How Employees View WA Cares
From an employee perspective, WA Cares is a starting point—not a full plan. What I’m hearing more often:
“I’m glad I have something… but I don’t think it’s enough.”

Steve Forman
Aug 41 min read


The Time for HR to Lead on SPLTCI is Now.
There’s a window right now in Washington. Employees are aware.
They’re asking questions. They’re trying to understand their WA Cares benefit and how SPLTCI can help.

Steve Forman
Jul 271 min read
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